ERR - The Connected Data Model

The Entity-Role-Relationship (ERR) model defines how a bank represents its world.
It connects entities (who or what exists), roles (what each does), and relationships (how they interact) in one coherent structure.
ERR replaces fragmented records with a single network of traceable, interlinked data.

What The ERR Model Describes

The three ERR data components create a structural map that any process or system can use consistently.

The Importance of Unique Identification

Each entity must have a unique, persistent identifier within the data model.
This allows all associated roles and relationships to connect unambiguously across systems and jurisdictions.

Without consistent identifiers, the network fragments:

  • The same client appears multiple times under different records.

  • Relationships lose lineage and risk becomes duplicated or obscured.

  • Structural analytics become unreliable.

A unified identifier set — internal, external (LEI, BIC, etc.), or hybrid — enables:

  • One-to-many linkage between entities and roles.

  • Cross-system reconciliation and consistent data lineage.

  • Accurate aggregation for regulatory, risk, and operational reporting.

Why It Matters

ERR provides the structural foundation that turns static data into connected intelligence:

  • Establishes a single structural truth across compliance, risk, and client systems.

  • Enables network-level visibility and traceable lineage.

  • Simplifies data governance and integration across functions.

  • Future-proofs the bank’s client data architecture for NSR, CNRM, and beyond.


    ERR is where clarity of identity meets clarity of structure — the essential base for all network-aware risk management.