Integrated Risk

Definition
Integrated Risk refers to the coordinated management of multiple risk types—financial, non-financial, operational, and strategic—through a single, connected framework. It focuses on how risks interact and compound across domains rather than being handled in isolation by separate control functions.

Context
In banking, Integrated Risk unites regulatory, credit, market, operational, and geopolitical perspectives into one risk view. This enables management to evaluate exposures, dependencies, and potential contagion across clients, business lines, and geographies. Within CNRM, it links client-level and network-level data so that structural, behavioural, and contextual risks can be analysed as part of one ecosystem.